Note: The job is a remote job and is open to candidates in USA. United Software Group Inc is seeking an experienced Payments Manager to work as a consultant designing and delivering modern, scalable payment solutions. This role involves partnering with financial institutions and fintechs to create secure and resilient end-to-end payment platforms.
Responsibilities
- Serve as a payments functional manager to design end-to-end solutions across ACH, wire payments, SWIFT, and real-time payment rails (e.g., RTP, FedNow)
- Lead current-state assessments and define target-state operating models aligned to business and regulatory requirements
- Design modern, API-driven, cloud-ready and/or on-prem payment platforms, including integration patterns and data flows
- Provide thought leadership to clients on key industry trends and topics
- Understand the vendor landscape and how clients may enable them in their environment
- Advise on payment modernization initiatives, including migration from legacy systems
- Collaborate with business stakeholders, engineers, vendors, and operations teams to create target state requirements and ensure traceability through to design and implementation
- Produce high-quality artifacts (target operating models, requirements, solution designs, etc.)
- Ensure solutions meet security, resiliency, compliance, and performance standards
Skills
- 8+ years of experience in payments, banking technology, or financial services systems
- 4+ years of proven hands-on experience with payment solutions for ACH, wires, SWIFT, and real-time payment rails
- 4+ years end-to-end payment processing, settlement, reconciliation, and exception handling
- 4+ years of experience designing modern payment solutions using APIs, microservices, and event-driven patterns
- Payments experience solutioning leveraging AI
- Experience with payment hubs, switches, or core banking integrations
- Knowledge of ISO 20022 and large-scale payment modernization programs
- Cloud architecture experience (AWS, Azure, or GCP)
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